Essential Health Insurance Brokers represent the largest A+ rated health insurance carriers in Illinois. We are not captive to any one insurance carrier, we work with our clients to find the best plans for their group at the best rate. With group medical plans employers only need one employee to qualify, and can shop for coverage anytime of the year. We can also help employers that have mostly 1099 subcontractor employees, have no budget for employer contribution or do not meet the employee enrollment requirements.